Từ khóa: #CREDIT

(SGI) - As the first half of 2023 unfolds, the real estate sector continues to experience an uptick in outstanding business loans, while regulatory bodies are striving to ease challenges through a series of policies, underscoring the sector's reliance on banks.

(SGI) - Ho Chi Minh City, presently emitting approximately 38.5 million tons of carbon annually, experiences a division of 20 million tons from the industrial production sector and 13 million tons from transportation.

(SGI) - The estimations in the World Bank's July 2022 report indicate that Vietnam will require an additional USD 368 billion of investment until 2040, equivalent to 6.8% of GDP annually.

(SGI) - "In line with market demand, listening to the perspectives of businesses and the public, ensuring that policies, when introduced, are accurate, effective, and do not impede progress...".

(SGI) - The government's initiative to disburse a favorable credit package of VND 120,000 billion for investors and purchasers of social housing and worker accommodations, launched on April 1, 2023, is facing challenges.

(SGI) - If successful, Saigon Thuong Tin Commercial Joint Stock Bank (Sacombank, stock code STB) could enhance its restructuring project by selling capital at the Vietnam Asset Management Company (VAMC).

(SGI) - In the previous issue, Saigon Investment published an analysis article indicating the ineffectiveness of the State Bank of Vietnam to hold its authoritative position.

(SGI) - The amended Law on Credit Institutions drafted by the State Bank of Vietnam was submitted to the National Assembly for consideration at the last meeting and is now awaiting approval. Preventing cross-ownership in banks as well as manipulation in the banking process are important parts of the contents of the legal framework for credit institutions.

(SGI) - At the 5th session of the 15th National Assembly, there will be several important issues presented such as amending or replacing Resolution 54 and piloting a few specific policies for the development of Ho Chi Minh City.

(SGI) - At the fifth session of the National Assembly that was held this May, it was decided that the Government will submit an amended Bill on Credit Institutions for approval at the next session of the National Assembly in October.

(SGI) - Global recession has no doubt had an impact in the economy which is continuing to tackle many challenges. However, other difficulties that are plaguing several businesses, especially real estate businesses, is the situation in the corporate bonds market.

(SGI) - Banks are maintaining a cautious approach in dealing with the current crisis in the real estate market.

(SGI) - There are conflicting opinions among the people on whether the real estate market should be given support and bailed out from its current crisis.

(SGI) - When some representatives of real estate enterprises began to complain of difficulties that they were facing in receiving capital, the head of the State Bank of Vietnam categorically stated that the State Bank of Vietnam has not yet issued a statement on the tightening of credit for real estate businesses, as lending solely depends on appraisal by credit institutions for businesses that can still ensure safe operations.

(SGI) - Real estate enterprises are facing many difficulties, from tightening of credit policy, pressure of bonds maturity, and selling off mortgages of stocks. However, this could also be the right opportunity to buy real estate stocks when the price drops to bottom.

(SGI) - Businesses have for long faced a crunch of capital and difficulty in accessing credit from banks.

(SGI) - Vietnam could face many new challenges in 2023, although experts believe that despite adverse effects from the outside, the Vietnamese economy has remained rather resilient so far.

(SGI) - International capital has flowed into many Vietnamese banks in 2022, which is a good sign indicating the capacity of domestic joint stock commercial banks.

(SGI) - The entire real estate market is pleading for help, but the question arises as to the kind of support that it needs right now. The answers depend on the effects of the current global scenario and world markets. 

(SGI) - The VN Index is ranked among the group of stocks with the strongest decline in the world of 42% since the beginning of the year. However, besides plummeting at some sessions, the VN Index is also unbelievably gaining in some sessions as well.