Từ khóa: #CREDIT

(SGI) - Global recession has no doubt had an impact in the economy which is continuing to tackle many challenges. However, other difficulties that are plaguing several businesses, especially real estate businesses, is the situation in the corporate bonds market.

(SGI) - Banks are maintaining a cautious approach in dealing with the current crisis in the real estate market.

(SGI) - There are conflicting opinions among the people on whether the real estate market should be given support and bailed out from its current crisis.

(SGI) - When some representatives of real estate enterprises began to complain of difficulties that they were facing in receiving capital, the head of the State Bank of Vietnam categorically stated that the State Bank of Vietnam has not yet issued a statement on the tightening of credit for real estate businesses, as lending solely depends on appraisal by credit institutions for businesses that can still ensure safe operations.

(SGI) - Real estate enterprises are facing many difficulties, from tightening of credit policy, pressure of bonds maturity, and selling off mortgages of stocks. However, this could also be the right opportunity to buy real estate stocks when the price drops to bottom.

(SGI) - Businesses have for long faced a crunch of capital and difficulty in accessing credit from banks.

(SGI) - Vietnam could face many new challenges in 2023, although experts believe that despite adverse effects from the outside, the Vietnamese economy has remained rather resilient so far.

(SGI) - International capital has flowed into many Vietnamese banks in 2022, which is a good sign indicating the capacity of domestic joint stock commercial banks.

(SGI) - The entire real estate market is pleading for help, but the question arises as to the kind of support that it needs right now. The answers depend on the effects of the current global scenario and world markets. 

(SGI) - The VN Index is ranked among the group of stocks with the strongest decline in the world of 42% since the beginning of the year. However, besides plummeting at some sessions, the VN Index is also unbelievably gaining in some sessions as well. 

(SGI) - The long-term credit push to support the economy has a distorted capital flow. 

(SGI) - The real estate market is currently going through a tough phase due to a tight monetary policy and a surge in the corporate bonds market. These are the reasons why real estate stocks are also losing their inherent value and lustre.

(SGI) - Liquidity in banks is currently under great stress after overnight interbank interest rates neared 8% a year, and the interest rate on market 1 is also rising day by day. 

(SGI) - Vietnam's monetary policy is under huge pressure to stabilize the exchange rate and also maintain the interest rate. 

(SGI) - Many people are concerned whether the country will face a tighter monetary policy and higher exchange and interest rates in the near future. 

(SGI) - The State Bank of Vietnam has announced adjustment of credit limit for 2022 for fifteen commercial banks by 1% to 4%, and at the same time requested banks to step up disbursement of the 2% interest rate support package as per Decree 31/2022/ND-CP. 

(SGI) - Commercial Banks with limited credit room have agreed to work for insurance companies and are now forcing customers to buy compulsory insurance before they can receive loans. 

(SGI) - There is still some apprehension of a potential external risk when the US Federal Reserve (FED) increases the basic interest rate at a meeting to be held by 20 September. 

(SGI) - Commercial banks are currently publishing their second quarter financial statements which are all showing very impressive results. 

(SGI) - The State Bank of Vietnam has plans to offer e-lending facilities and has recently made amendments to a draft for Circular 39/2016/TT-NHNN for the supplementing of a number of articles in it. This will pave the way for commercial banks to compete with several booming online lending platforms in the market today.